Transfer Total Loss Car To Insurance Company With Renew My Car Registration

Aug 10, 2025 - 2 min read

If your car has been declared a total loss and needs to be transferred to your insurance company, the process can feel complicated. At Renew My Car Registration, we make it simple by handling the entire transfer for you, no matter which emirate your vehicle is registered in.

What is a Total Loss Vehicle?

A vehicle is classified as a total loss when it has been involved in an accident and is irreparable, and the insurance company declares it as a total loss.

In such cases, the insurance company will pay you the value of the car and request the transfer of the vehicle to either:

  • The insurance company’s name, or
  • An auction company appointed by the insurer.

 

How We Help

Whether your car is registered in Dubai, Abu Dhabi, Sharjah, or any other emirate, we provide nationwide assistance to:

1. Process the transfer of ownership.

2. Submit the required documents to the traffic department.

3. Complete all official procedures to transfer the vehicle to the desired recipient.

 

Nationwide Coverage

  • We assist in transfers across all Emirates.
  • We ensure to help you in ensuring your vehicle is legally transferred to wherever the insurance company requires.

Renew My Car Registration makes the transfer process quick, compliant, and stress-free. If your car is a total loss, let us handle the paperwork and procedures so you can focus on moving forward.

 

What happens if your car is declared as a total loss?

If your car is declared a total loss, you must transfer it to the insurance company or any auction company designated by the insurance company in order to get its value.

My vehicle is under mortgage and is declared as total loss, what's the process?

The insurance company is responsible for paying off your mortgage if your car is declared a total loss, and they are also liable to transfer the remaining amount into your bank account after you complete the required total loss transfer.